HowMuch.net is an independent financial comparison platform that helps you save on insurance and banking through transparent, data-driven insights. By connecting you with partners that offer the specific coverage you need, we empower you to compare your options and move beyond financial guesswork. Our team is dedicated to bringing total transparency to your most important financial decisions. It’s time to stop guessing and start knowing!
Our Story
The insurance industry was built to be complex. For decades, consumers have faced a "black box" of pricing, where identical coverage could cost hundreds more depending on where you looked and who you talked to.
We recognized that most people weren't just looking for the cheapest insurance, they were looking for the right insurance. They wanted to know if they were over-insured, under-insured, or simply overpaying.
HowMuch was born to solve that transparency gap. We set out to create a destination where "How much do I need?" and "How much should I pay?" are answered with data, not sales pitches.
Our Mission
To turn insurance shoppers into insurance experts
Buying insurance is a significant financial decision that plays a critical role in protecting what matters most. Our goal is to make insurance choices easier to understand, so you never pay more than necessary. We simplify the process through education and accessibility, providing crucial information and insights that empower you to protect what matters most with total confidence.
How It Works: Compare With the Bear
Get Covered in Minutes: We’ve simplified the path to savings into three easy steps
Tell Us What You Need
Share a few details about your coverage needs or banking goals. Don't worry — your information is protected every step of the way!
Find Your Perfect Match
Ozzy, our "Bear Tech", analyzes your profile to find the most relevant matches, connecting you with insurance companies or partners that may offer the type of coverage you need.
Choose & Save
Review the options presented by our partners and decide which insurer or product best fits your needs. There's no obligation, and using HowMuch.net is always free.
Meet Our Experts
Financial security is personal, and the information you rely on should be too. At HowMuch.net, we believe that data is only as good as the expertise behind it. Our content is reviewed by financial professionals to ensure that every comparison, guide, and insight meets the highest standards of accuracy and consumer advocacy.
Irena Martincevic
Irena transforms complex data into clear insights that help readers make smarter financial decisions. She holds a degree in Economics and has been conducting personal finance research since 2018.
View profileHow We Make Money
When you request a quote or purchase a policy through one of our partners, we may receive a commission from an insurance company. We do not set insurance prices and can’t guarantee whether a price will match or differ from going directly to an insurer.
In the Media
Disclaimer
At HowMuch.net, we strive to keep our information accurate and up to date. However, financial offers, rates, and terms can change frequently, and the information on our site may differ from what you see on a partner’s or service provider’s website. HowMuch.net does not provide financial advice or brokerage services. Instead, we connect users with third-party providers who may offer products or services that match their interests. When you interact with these providers through our site, such as requesting a quote or completing a form, we may receive compensation. All financial decisions carry risk. Before making any decision, please review the provider’s Terms and Conditions and consult a qualified financial advisor who can help you assess your individual situation.